Core Banking Business System handles with a full scope of banking counter business,accomplishes accounts settlement, internal and external liquidation, cash and certificate management,banking hosts maintenance and operation management, and provides a unified standard interface connecting to other systems. It supports domestic currency and foreign currency business, multiple accounting models, comprehensive counter system, the customer-centered idea, stimulating the bank to provide clients with high quality financial services and products in a flexible and prompt way, and supports commercial banks with cross-regional operating and rapid innovation of financial products.
    This product is based on Application Business Componentization (NCL-A.B.C) technology; supports 7*24-hour running, character terminal，windows terminal operation and various terminal peripheral devices; has load-balancing function; applies a variety of safety control measures，taking encryption and verification processing for key data storage to prevent illegal data access and data change; provides local and remote authorization model; has the function of transaction data encryption and transaction source identification; and provides interfaces to support the security certification solutions offered by professional manufacturers.

    This system gathers many functions such as information collection, client management, credit application, customer rating, review and approval, risk management, post-loan management, assets preservation, comprehensive analysis, statement generation, credit data reporting, etc, to realize express processing for various credit business, totally covering the bank credit business. It realizes bank credit risk monitor and constraint by controlling business, authorization, parameter, process and etc of credit institutions and staff.
    This product is based on Application Business Componentization (NCL-A.B.C) technology, adopting B/S mode, supports two mainstream architectures which are J2EE and .NET Framework, applying digital signatures, electronic certificates, transmission encryption technology to ensure information security, and provides independent workflow engine, assessment engine, information security control tool, report customization tool, user interface style customization tools, etc.

    WINDOWS counter service system realizes banking counter business handling on windows terminal. It solves the shortage of traditional character terminals, such as limitation in display, short of interactive control, and weak in accessibility, and so on. It can display and print signature, seal, photos and other graphics directly, support bank note scanning, transmission for the transaction screen images, bank note images, audio, video etc, and support the direct connection to electronic seal verification system ,check image exchange system, identity verification system, etc, to improve safety and standardability of business process, and expands many user-friendly operation functions, so that the users can get rid of the traditional character interface binding totally, greatly enhancing work efficiency.
    This product is based on Application Business Componentization (NCL-A.B.C) technology, applying the WYSIWYG(what you see is what you get) graphical technology and cross-platform technology, with mature and stable load balancing function and Windows peripherals solutions, and supports both central deployment and distribution deployment.

    The system is a platform to manage various banking front-end devices and third-party interface, and connect a variety of different client-end software and server side software, to complete the intermediary business functions such as self-service banking, electronic banking, agency business, payment and settlement business, etc. It is a combination of communication, exchanging, data sets definition, transaction control, transaction definition, flow management, automated recovery, and resource allocation functions. It can connect multiple service devices and application channels simultaneously, reduce the banking application development cycle, broaden the application service channel and guarantee that various banking applications can be quickly implemented and managed. It is a unified access portal for various banking business channels.
    This product is based on Application Business Componentization (NCL-A.B.C) technology, it can be flexibly configurated with new channels and services. In terms of network security, it applies trade message authentication code (MAC) for validation, supporting hardware encryption as well as software encryption, it also has fault-tolerance and correction functions with automatic resending, automatic reversal, etc.

    HVPS Interface System is an application system for commercial banks to directly connect with China National Automatic Payment System(CNAPS）to deal with high value payment. It can efficiently and safely handle credit side payment business over certain value, urgent small value payment business, settlement and specific information service among the financial institutions and other licensed non-banking financial institutions in local or different cities. This system provides a high efficient and convenient transferring channel for commercial banks, and realizes real-time capital transferring of payment business by connecting with commercial bank internal systems and automatic online account processing of background business system.
    This product is based on Application Business Componentization (NCL-A.B.C) technology. The realization of business logic processing relies on the Front Banking Business System, completing fully automatic processing from starting to receiving payment of commercial banks. It sends payment packages one-by-one, does settlement and enters account real-timely.

    The BEPS Interface System is an application system for commercial banks to directly connect with China National Automatic Payment System (CNAPS) to handle with small value payment. It can efficiently and safely handle debit side payment business, credit side payment business below certain value, settlement and specific information service in local paper retention or different cities by batch mode. This system provides a high efficient and convenient transferring channel for commercial banks, and realizes batch capital transferring of payment business by connecting with commercial bank internal systems and automatic online account processing of background business system.
    This product is based on Application Business Componentization (NCL-A.B.C) technology. The realization of business logic processing relies on the Front Banking Business System, completing fully automatic processing from starting to receiving payment of commercial banks. It has various nostro account sending modes like sending on time, sending in real time, manual batch sending, etc.

    Electronic Commercial Drafts Interface System is an application system for commercial banks to connect with the National Electronic Commercial Draft System. It forms a secure and efficient, interconnected, standardized and unified, convenient, multi-functional, and comprehensive commercial draft processing platform, ultimately realizing paperless commercial drafts and automated transaction settlement processing. It facilitates clients to handle draft business, improves the funds usage efficiency of enterprises, guarantees the fund security and reduces the existed operational risks of commercial paper and interbank commercial draft system in the past.
    This product is based on Application Business Componentization (NCL-A.B.C) technology. The realization of business logic processing relies on the Front Banking Business System, to support the business launching through the counter and Internet banking, sending the Credit Management System to approval. Fully supports business function for the draft issuing class, draft exchanging class, paper draft registration class, the information class, system management class, business checking class, and automatic messages sending and receiving.

    The UnionPay connection system is a comprehensive processing system connecting various bank cards issued by commercial bank with China UnionPay Exchange System, which is integrated with communication, transaction, settlement and risk monitoring. The system takes full advantage of inter-bank information exchange network of nationwide unified bank card established and operated by China UnionPay. It uses the unified operation specification and technical standard of China UnionPay to ensure the inter-bank card interbank application intra-city, inter-city and overseas, sharing bank card infrastructures, to provide clients with better card usage environment and extend combined development of bank card business.
    This product is based on Application Business Componentization (NCL-A.B.C) technology. The realization of business logic processing relies on the Front Banking Business System. It can make real-time processing of commercial bank transactions specified in Online Union Technology Specification by China UnionPay and simultaneously ensure the validity of transactions and the accuracy and authenticity of data generated thereof. The system has passed the online test by China Unionpay Information Center. Applying this system will greatly shorten the process for banks to join in the CUP network.

    The system is based on the demands of management departments of commercial banks and the actual situation of the existing business systems, establishing a management platform with unified and sustaining expansion capability, to realize the integration of clients information and products information, providing flexible data and report accessing mechanism; realizing the enterprise reports, supervision and management reports such as 1104 statement report, concentrated report of PBOC (People's Bank of China), interest rate monitoring report, etc, assisting the operational management and decision-making of administrators at different levels, enhancing the levels of operation and management of commercial banks, thereby to lay the foundation for establishing a complete management information system.
    This product is based on Application Business Componentization (NCL-A.B.C) technology, relied on NCL Business Intelligence System platform, taking data warehouse as the core, applying the B/S mode and J2EE architecture, to realize the integration of various business information through the centralized storage and analytical processing of large quantity of banking basic data and business data, multiple data analysis and data mining tools and to realize multiple ways of data display and report generation.

    Performance Appraisal System is a comprehensive system to realize the whole process of performance appraisal management on bank branches, staff, clients and products, fitting the practical application of bank, based on analyzing financial practice synthetically and understanding advanced performance appraisal theories deeply. The system includes extraction, procession and handling of various kinds of information in the operation and management of banks, and provides a powerful platform for the bank performance management. On the basis of data warehouse and detailed performance index system, it accomplishes the procession of performance data from the detailed accounts to the key performance indexes, and finally establishes complicated banking appraisal solutions and evaluations by using the scoring customization tool.
    This product is based on Application Business Componentization (NCL-A.B.C) technology, relied on NCL Business Intelligence System platform taking data warehouse as the core, applying the B/S mode and J2EE architecture, applying the appraisal program customization mode in system implementation to adapt to the different banking appraisal strategy in different appraisal period.

    Business Intelligence System establishes the management application platform which is above actual application for banks. The two main functions are data warehouse and business application framework. Through establishing enterprise central data warehouse, organizing bank data effectively, according to application models of business intelligence, the management application system can be building up step by step.
    This product is based on Application Business Componentization (NCL-A.B.C) technology. It takes the data warehouse processing tools with NCL own intellectual property as the platform, applying full script configuration mode to finish data warehouse ETL process, ensures the rapid and accurate data integration; realizes multi-dimensional data storage and collection functions through the tree-index system, thereby greatly enhances basic data processing ability of the system; with independently developed WEB front-end reporting tool as information display technology platform, provides rich user interface display style and report export functions, and supports user customizing reports by themselves.

    Bank Application Linker Infrastructure provides a comprehensive business system interconnected platform for banks, not only achieving interoperability among application systems, but also supporting the organic integration of the new developed systems and the existed systems. It links business functions in different application systems without affecting the existed structures and functions of the application systems; simultaneously, the system can effectively reduce the workload of correlative system alteration, both the source system and the target systems are not required interface coupling by programming, effectively realizing the association and collaboration in different systems and enhancing collaboration efficiency of different business systems.
    Bank Application Linker Infrastructure took switch working model as the blueprint, it is a data bus among application systems to provide services for their exchange of information. Information of various banking applications can be exchanged real-timely. By using it, business processes run more reasonably and efficiently; it ensures data consistency among multiple systems and reduces the development and maintenance workload for system association, and provides technical support for the implementation of processing bank.

    Performance Evaluating and Tuning System is performance monitoring, analyzing and adjusting for banking application systems. It realizes the entire process of identification, quantification, analyzing, reporting, warning and tuning for the performance of various banking application systems, and displays the performance information of the application systems to the banking IT administrators and system providers. Main functions include: performance monitoring, performance index settings, performance index statistics, performance analysis, performance tuning, personalized parameter settings, and system configuration and authorization management. Platform stores the method and knowledge of application performance tuning in knowledge base to provide automatic performance tuning; applying performance analysis models, comprehensively analyzes its performance parameters in a certain running cycle, providing analysis results and giving the report of performance evolution trend.
    Different from other systems that monitor and tuning from infrastructure level of information systems, this platform monitors and regulates its performance from the application level, therefore it can provide more effective and direct information, and assistance for the banking application system users and administrators, elevating the operation and maintenance efficiency.