Off-site audit system is a kind of electric audit method which develops with modern information processing and transfer methods. Through collecting, arranging and analyzing relative electric data and documents of audit objects, the system uses statistic principles of economics, follows concrete criterion and procedures, finds the possible and hidden regulation-violation and law-violation problems and doubtful points in business operation activities and realizes quick and all-round auxiliary audit and supervision.

    NCL Off-site audit system is an auxiliary tool to analyze and monitor audit business, which is developed by NCL according to its years of experience in financial field. Based on database theory and OLAP theory, off-site audit system can works as the precursor of on-site audit; it can improve monitoring frequency and coverage of audit; it will become an effective means for analyzing and controlling bank operating risk; it is also can be one of the information systems which serve decision-making of internal operation and management.

 

●  Data Collection Treatment

    Data collection and treatment is the base to realize off-site audit; through collecting and switching business data, the analyzing index data of off-site audit business is generated.

●  Derivate Index Generation

    In order to provide convenience for business personnel to arrange collected data and documents, system offers derivate index defining and calculating functions. Adding derivate index is very simple and convenient, and formula can be defined by user; and derivate index formula can be nested.

●  Monitoring Index Search

    It provides convenient index searching functions, for examples, the searching conditions can be combined by index, organ and time. Single index searching can be done, so do multi-index searching and collecting index searching.

●  Business Audit

    Business audit is the core of off-site audit business. The system provides flexible functions of problem searching module definition and problem searching implementation to realize quick and accurate problem clue search and analysis.

●  Risk Evaluation

    Risk evaluation functions uses risk evaluation module to carry out risk analysis of audit data; after concluding and synthesizing analyzed results and results of searched problems, it forms risk evaluation results and represents to user. Based on risk evaluation, user can set down optimal audit plan and reasonably arrange audit resources.

●  Monitoring and Early Warning of Audit Index

    Audit results which are cared by business personnel will be livelily and vividly represented in the form of table or graph. It includes representation of basic index monitoring, searched results of problem and risk evaluation results.

 

●  It adopts parameterized and self-defining design and bank can define type and form according to its own needs. When bank business has changes and modifications, band only needs to adjust system parameters to meet new needs.

●  It has all-round functions and it is convenient, practical, vivid and easily used and its interface is friendly.

●  System has excellent performance and good safety and stability and it implements graded management towards user. Each branch organ can only look over its own data and can not browse data of other organs. The general organ can look over data of its branch organs.

●  It can use business database directly and also can use the special-used audit management system database which can be updated incrementally every day to ensure the safety of business data and corresponding efficiency of normal business.

●  It adopts standard financial analysis approach to analyze, rank and compare single index risk and comprehensive index risk.

●  It can be widely applied in many businesses and it can be flexibly adjusted according to concrete demands of bank. The design of system can meet the needs of business development and computer development. The system can easily expand and it also provides application connection and data sharing with other business systems.

●  Its powerful parallel capacity can provide audit results in time through network system.